Sarah Mitchell - FinQuarry

About Sarah Mitchell

Sarah Mitchell – Financial Data Analyst
Sarah Mitchell holds an MBA in Finance and has over 7 years of experience as a credit risk analyst and financial researcher. She specializes in credit scoring, debt management, and FinTech evaluation. Sarah has authored multiple research reports analyzing consumer finance trends and translates complex financial concepts into clear, practical insights accessible to both professionals and everyday readers.

Articles by Sarah Mitchell

44 articles

Annual Reports 13 min read

CEFC Annual Report 2018: Financing Structure and Equity Percentage Explained

Equity percentage in the CEFC annual report financing structure measures the proportion of total funding — total liabilities plus equity…

Feb 14, 2026

Annual Reports 13 min read

BD 2019 Annual Report Financing Structure: Equity Percentage Explained

Equity percentage in a 2019 annual report financing structure measures the proportion of total financing provided by equity holders rather…

Feb 14, 2026

Budgeting 4 min read

Budgeting Without Micromanaging Every Dollar: How to Control Money Without Letting It Control You

Loose budgeting controls the big numbers while ignoring the small ones. Learn the Big Three framework, the spending account method,…

Feb 10, 2026

Retirement 15 min read

How to Retire as a Disaster Necromancer

How to Retire as a Disaster Necromancer is an ongoing Korean manhwa series that follows Han Ji-hyuck, a legendary necromancer…

Feb 8, 2026

Debt Basics 14 min read

Can You File Bankruptcy on Tax Debt?

Yes, you can file bankruptcy on tax debt, but bankruptcy only eliminates certain income tax debts, and only if strict…

Feb 8, 2026

Debt Basics 4 min read

Debt Collection Process in Hong Kong

The debt collection process in Hong Kong progresses through sequential stages escalating from informal communication to formal legal proceedings and…

Feb 8, 2026

Credit Basics 28 min read

What Is Credit Utilization?

Credit utilization measures the percentage of available revolving credit currently in use, calculated by dividing total credit card balances by…

Feb 8, 2026

Budgeting 4 min read

Budgeting After a Financial Setback: How to Rebuild When the Previous Plan No Longer Exists

Financial setbacks crash through budgets without warning. Learn the 90-day stabilization budget, the grief-to-acceptance cycle, and how to rebuild savings…

Feb 6, 2026

Budgeting 29 min read

How to Reset Your Budget After Overspending: A Step-by-Step Recovery Plan

Budget reset addresses overspending-caused financial disruption through systematic spending realignment with income. This process involves four core components: immediate spending…

Feb 3, 2026

Budgeting 3 min read

Budgeting for Short-Term Goals: How to Fund What You Want Without Breaking What You Need

Short-term goals have deadlines measured in weeks or months. Learn sinking funds, parallel vs sequential funding, and the priority stack…

Feb 3, 2026

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