Sarah Mitchell - FinQuarry

About Sarah Mitchell

Sarah Mitchell – Financial Data Analyst
Sarah Mitchell holds an MBA in Finance and has over 7 years of experience as a credit risk analyst and financial researcher. She specializes in credit scoring, debt management, and FinTech evaluation. Sarah has authored multiple research reports analyzing consumer finance trends and translates complex financial concepts into clear, practical insights accessible to both professionals and everyday readers.

Articles by Sarah Mitchell

44 articles

Credit Trends 4 min read

Q4 2025 Credit Trends Report

Global Credit Conditions, Lending Behavior, and Systemic Risk Q4 2025 marks a transition phase in global credit conditions. Central banks…

Jan 18, 2026

Budgeting 4 min read

50/30/20 Rule Explained: How Three Percentages Create a Complete Budget Without Spreadsheets

The 50/30/20 rule divides income into needs, wants, and savings. It is the most recommended budgeting framework — and for…

Jan 16, 2026

Budgeting 6 min read

Monthly Budget Step-by-Step: How to Build a Budget That Survives the Whole Month

A monthly budget that survives from the first to the last day requires a specific order of operations — five…

Jan 13, 2026

Credit Trends 5 min read

Q2 2025—Credit Trends Report

Q2 2025 shows a credit system operating under slower expansion, rising segment-level stress, and widening performance gaps across borrower cohorts.…

Jan 10, 2026

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